Authors: Sangeeta Manna
Abstract: The author presents a cloud-native, secure and scalable electronic check (E-Checks) generation and management system built using Spring Boot microservices, AWS Cloud infrastructure and banking-grade integrations with DataSeers for fraud analytics and compliance and Plaid for bank account aggregation and verification. The proposed system automates digital check creation, secure verification, fraud detection and user notifications, targeting businesses needing faster and safer money movement without relying on traditional paper checks.
DOI: https://doi.org/10.5281/zenodo.17483299
International Journal of Science, Engineering and Technology