The Role of Artificial Intelligence in Enhancing Digital Payment Security

4 Sep
Posted on Author

Authors: Mrs.G.Kiruthika, Dr.S.Muthumari

Abstract: The rapid growth of digital payment systems has transformed financial transactions globally, reducing reliance on cash and improving convenience, transparency, and security. This paper analyzes the evolution of digital payment systems, their key drivers, benefits, challenges, and future potential. It explores how technological innovations such as Unified Payments Interface (UPI), mobile wallets, and contactless payments influence consumer behavior and financial inclusion, while also addressing security concerns and regulatory frameworks.

DOI: https://doi.org/10.5281/zenodo.17060861